An AI for personal finance goals that actually moves the money.
heylife is the AI money coach that pulls last month's spend from your bank, drafts the budget review, flags subscription drift, schedules the credit-card payoff, and writes the awkward "can we split this differently" text. Less dashboard, more next move.
01 / The job to be doneYou know the numbers. You don't have time to act on them.
You log into your bank twice a month, wince, and close the tab. You meant to cancel three subscriptions in February; they are still charging in November. You owe a friend money, and you have not had the conversation, because writing it is awkward and your phone is loud. The credit card balance is a fact you would rather not face. You do not need another budgeting dashboard with thirty colored bars; you need an agent that pulls the data, drafts the review, schedules the payment, and writes the hard text. heylife handles the part of personal finance that is not analysis, it is action.
02 / What the money agent does for youConcrete moves, on the calendar.
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Pulls last month's spend from your bank.
Designed to read the categorized totals, surface the three lines that actually moved, and skip the noise.
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Drafts a budget review in Notion.
Hands you a one-page review at the start of each month: what you said, what happened, what to change, in your voice, ready to edit.
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Flags subscription drift.
"You signed up for three trials in March; two converted, one is still billing $39/mo, you have not opened it since April." Drafted cancel email included.
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Schedules the credit-card payoff transfer.
Built to drop a calendar event the day after payday, with the exact amount you can afford this month, and a one-tap confirmation in your morning brief.
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Builds a "what should I do with this paycheck" plan.
The split between bills, debt, savings, and the small thing that makes your life feel like yours. Aligned to your role models, on the day the money lands.
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Drafts the awkward "can we split this differently" text.
The friend who owes you, the partner with mismatched income, the family group chat about the rental. A first draft that is firm, kind, and brief.
03 / The agent in your councilMeet the Money coach.
YOUR MONEY AGENT
Money coach
The Money coach is the sub-agent assigned to the Money bucket. It owns the monthly review, the subscription audit, the payoff schedule, and the awkward money conversations. It coordinates with your other agents so a long travel month does not silently blow up the budget, and a slipping debt-payoff goal surfaces in the morning brief, not on a quiet panic at 2 AM. Read more on the Money coach page.
04 / Pick your role modelsYour council, not ours.
Most personal finance apps hand you the same generic guru. heylife flips that. Your council for Money might be Mr. Money Mustache for the frugality frame, Naval on long-term wealth, your accountant friend who actually knows your tax situation, and the relative who taught you not to panic. We frame the budget review, the payoff strategy, and the awkward money texts the way they would. You pick them, you can swap them out, and we cite real source material rather than putting words in their mouth.
05 / Integrations that matter for moneyWhere your money actually lives.
- Bank and card data. Reads spend, categories, recurring charges, and balances (read-only, by design).
- Notion. Drafts and stores the monthly budget review, the goals, the subscription log.
- Google Calendar. Schedules payoff dates, paycheck reviews, the awkward money conversations.
- Gmail. Drafts the cancel email, the renegotiation note, the "split it differently" message.
heylife is in private beta; integrations roll out as we open access. We are not a broker; we will never move money without your explicit, per-action approval.
06 / FAQThree quick questions.
How is this different from a habit tracker or to-do app?
A budgeting app shows you bars. A to-do app reminds you to "review subscriptions" once a quarter and gets snoozed. heylife is built to do the next move: the monthly review draft in Notion, the cancel email in Gmail, the payoff transfer on the calendar, the awkward text. The point is not to track, it is to ship.
What if I do not want it to act, only suggest?
You stay in charge. heylife runs in autopilot or approval mode, per integration, and money actions default to approval. You can have the Money coach draft everything, schedule the transfer for review, and write the text, but never send or move money until you tap yes. Every action is in a full audit trail.
When does it launch?
heylife is in private beta now. Invites go out weekly to people on the waitlist, in small batches, so we can pay attention to every early user. Drop your email and we will let you know when yours is ready.
Stop budgeting. Start moving the money.
Weekly invites. No spam. You can leave any time, and you take your data with you.
Join the waitlist